In this section you can consult the services offered by a notary policy related that can be done in our Notary of Barcelona and a brief description of them.
Factoring: factoring consists of bank gives a credit short-term to a particular business entity, the loan amount of which is reflected in the company's customer debt on the business invoice. The bank transfers the money from the debt immediately to the company, which later, upon collecting the customer, the company will return to the bank, or in case of non-payment, the bank will assume the default.
confirming: Confirming is a payment service offered by the bank, in which the bank manages the payment service between the company and its company suppliers, allowing the provider to collect in advance.
Leasing: The leasing company offers a capital equipment financing service to a business company, whose service will be based on leasing the necessary object by the company with the final purchase option.
Leasing: Renting is usually documented in a deed or policy before a notary public, to facilitate the true owner of the domain and action in case of non-payment. The service consists of the lease by the business lessor of movable property (such as cars) to the tenant, in exchange for the payment of a price, the cost of maintenance being the responsibility of the lessor.
Guarantees and counter-guarantee: Guarantee commitment that is contracted between a person / company towards another person / company, to carry out the agreed business, such as the payment of money, the purchase or sale of a certain asset with the agreed conditions, etc. The bank goes to the notary, in order to have a title that allows it to sue the debtor.
Credit and loan policies: The policy is a loan that the bank grants and that the contracting party of the policy can always use that capital, but only when needed, therefore the available capital can not be used if it is not necessary. The loan, on the other hand, requires a capital that reaches the person directly, with the condition of returning it, together with their interests. The loan can be personal or mortgage.
Pawns: It is a real movable security, consisting of leaving a movable property capable of being bought or sold, as a guarantee of compliance with the obligation to which the parties submit.
Commercial discounts: An entrepreneur who has a right to collection from a customer, through a bill of exchange, promissory note or other typical commercial traffic document, not yet reached the maturity of the debt, goes to the bank to receive the amount due, after deduction of interest made by the bank.
Lease-back and rent-back: The lease-back may have as a business object a movable or immovable property, the operation of which consists in that the owner of the property sells it to a leasing company in order to obtain liquidity, and then sign a financial lease on it. same. The rent-bank is based on the fact that a company sells its assets to a financial entity that will then lease them to the same selling company so that it can continue to use them.