In this section you can consult the Notary services related to the commercial area what we do in our Notary of Barcelona and consult a summary description of them.
Mortgage loans: Due to the new Mortgage law, the parties that request a bank loan, it will be mandatory to go to the notary who will proceed to advise the parties, making an assessment of the formal and material transparency of the mortgage. The costs will be charged by the credit institution.
Some models follow:
See standard model PREVIOUS NORARIAL ACT
See standard model of FIXED MORTGAGE LOAN
See standard model of VARIABLE MORTGAGE LOAN
Loan or personal credit
Real estate mortgage as collateral for loans, credits or debt acknowledgments
Movable mortgage and extension in guarantee of loans, credits or recognition of debt
Pledge as collateral for loans, credits or debt recognition
Pledge without displacement in guarantee of loans, credits or debt recognition.
Exchange mortgage
Proposition, swap, or rank match
Mortgage liability distribution
Novation of loan according to law 2/1994
Release by the creditor of joint or several debtor or guarantor
Bonding deed
Adherence assumption of debt
Reverse mortgage
Mortgage Payment and Cancellation Letter
Letter of Payment and Cancellation of resolution condition or other real guarantees
Cancellation of pledge with or without displacement or movable mortgage.
Mortgage Release without Cancellation