When processing a mortgage you will need to gather the following documentation:

Photocopy of the ID of the holders on both sides. It is a key piece to constitute the mortgage, since it allows to identify the people involved in the operation.

The last two full payrolls. This document helps to evaluate how much income you have and if it is fixed every month or varies from one month to another.

The last statement of income. It is not always necessary to present it, but it is done in the event that most of your income does not come from an employee's job. For example, if you are self-employed or your income comes from rentals or income from other investments. In it, in addition to your salary, pension or other types of income from work that you have received, include, among others, the interests and dividends you receive, the money you have earned or lost with your investments, the rents you charge or the income business or professional activities.

In the event that you are not required to submit the return, you must submit the withholding certificate stamped and / or signed by the company (which reports how you have paid taxes for having collected income that are subject to withholding) or a certificate of non-mandatory presentation from the Tax Agency.

If you have not worked any day of the fiscal year or in the case of workers or temporary workers, it will be necessary a working life of not less than 6 months old. It is a report in which all the situations of registration or cancellation of a person in all the different regimes of the Social Security system are collected. It allows you to get a perspective of your professional evolution over time.

Registry data or simple note of the house, if it is available. A simple note provides information about the property, its owners and its legal situation (for example, if it has any charges). It can be ordered at Property Registry. Sometimes, a copy of the deed of sale of the property would also be worth it.

For this and other information, contact with Bosch Bages Notary of Barcelona.