The signatures of Mortgages and loans is a very common service in our notary's office in Barcelona. We serve clients who come to us mainly from the Barcelona metropolitan area. In this section we want to offer news related to the current legal status of this type of operation.

Recent news related to mortgages and loans

30th October 2023 The legal tangle that prevents the reverse mortgage from starting in Spain: Experts say that it is the "great unknown" due to the lack of financial culture while it is sweeping other countries. Source: eldebate.com
29th September 2023 The steps before signing a mortgage: from comparing to the final signature at the notary: To decide which entity to take out a mortgage loan with, experts recommend analyzing the available options paying attention to the APR they offer, but also to values ​​such as transparency or trust Source: laopiniondemalaga.es
15th September 2023 You can choose the notary to sign the mortgage: One of the steps that must be taken when formalizing a mortgage loan is the signature before a notary of all the parties that will be involved. Source: telecinco.es
August 18st, 2023 Copy of the mortgage deed: Where to request it?: Here we will tell you where you should go to request a copy of the mortgage deed and everything you need to know about it. Fountain: oirealestate.net
August 14st, 2023 The mortgage does not end after paying the last installment: how much does it cost to cancel it once and for all: We explain the steps that must be taken, and the disbursement that must be made for each of them, when it comes to saying goodbye to the mortgage forever. Fountain: elespanol.com
August 08st, 2023 How to cancel the mortgage at the Property Registry in 4 steps: We tell you how to cancel the mortgage at the Property Registry quickly, in just 4 steps and in a few minutes. Fountain: gibobs.com
July 31, 2023 Mortgage expenses: what they are and who pays them: We explain what the mortgage costs are and who is responsible for them: which ones you pay and which ones the bank pays. Fountain: helpmycash.com
July 26, 2023 If you are going to sign a mortgage, don't despair, this is how long it takes: There is no legal limit, but it ranges between 15 days and three months, depending on the conditions of the client and the bank chosen. Fountain: newswork.huffingtonpost.es
July 25, 2023 How long does it take to sign a mortgage: Signing the mortgage before the notary is the final step that leads us to complete the home buying and selling process. But, until you reach this moment, you have to go through different procedures that can take more or less time, from choosing the mortgage to appraising the property and having the operation approved. Although there is no specific period stipulated by law, the process usually lasts between two weeks and three months. Fountain: idealista.com
July 03, 2023 What you should not forget to do when you finish paying your mortgage: Even if every last cent of the mortgage loan has been paid, it is advisable to settle it with the registration cancellation Source: elcorreo.com
June 16th, 2023 Can I choose the notary to sign my mortgage?: The Bank of Spain responds to this doubt about the signing of mortgage loans and clarifies the role of banking entities. Fountain: lainformacion.com
June 15th, 2023 Notaries 'sign' 221.000 more mortgages than consumers in four years: Four years have passed since the mortgage law came into force, a regulation that came to increase transparency and provide more legal security to banks and clients. One of its novelties was the obligation for the consumer to go to the notary to review the content of the loan and resolve doubts before the final signature. According to notaries, since June 2019, more than 1,6 million transparency minutes have been signed, compared to more than 1,4 million mortgages. A difference that is explained by several reasons, such as that the client did not finally formalize the operation or that the bank's binding offer expired. Fountain: idealista.com

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