The mortgage dictionary is a section of the website that allows you to know in detail the definition of all the terms related to the contracting of a mortgage or mortgage product, one of the financial operations that must be thought about and analyzed the most because it involves a significant debt that will be paid over several years. The Notary Bosch-Bages of Barcelona wants with this page to facilitate the knowledge of the most important concepts related to this type of Notarial services related to mortgages.


TweetLegal regime of real estate credit intermediaries

Real estate credit intermediaries, their designated representatives and real estate lenders shall be governed by the following regulatory regime: a) This Law and the provisions that develop it. b) The provisions that, where appropriate, may be approved by the Autonomous Communities in the exercise of the powers attributed to them in the matter, which must respect in any case the provisions established in the rules referred to in the previous letter. c) On a supplementary basis, and in the event that the borrower is a consumer, Law 2/2009, of March 31, which regulates the contracting with consumers of loans or mortgage credits and intermediation services for the conclusion of loan or credit contracts.



Credit intermediaries must be registered in a Registry indicated by the Real Estate Credit Law itself, in order to carry out credit intermediation activities.
Consult BOE Law 5/2019, of March 15, regulating real estate credit contracts
Tags: Law, Mortgage.

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