The mortgage dictionary is a section of the website that allows you to know in detail the definition of all the terms related to the contracting of a mortgage or mortgage product, one of the financial operations that must be thought about and analyzed the most because it involves a significant debt that will be paid over several years. The Notary Bosch-Bages of Barcelona wants with this page to facilitate the knowledge of the most important concepts related to this type of Notarial services related to mortgages.

TweetWhat is contractual information?

Within a minimum period of ten business days before the parties are bound to the real estate loan contract, the lender, credit intermediary or their designated representative is obliged to offer pre-contractual information or preliminary deals before the conclusion of the contract.


The seller has the duty to inform about the characteristics of the binding offer, clearly and expressly, without giving rise to error or vice, and to offer personalized information to the consumer that allows him to correctly evaluate the offer, from a need perspective. personal consumer regarding their needs, preferences, financial situation ... Whose data will be reflected through the European Standard Information Sheet (FEIN).
Consult BOE Law 5/2019, of March 15, regulating real estate credit contracts
Tags: Mortgage Law.

Related content

Are the rights that the Law gives to the mortgage debtor waivable?
Borrower
Real estate lender
Loan contract
Real estate credit intermediary:
Back