Legal documents for notarial acts and services

It is a notarial document that guarantees that the person or persons who are going to sign the mortgage loan have received all the documentation and information necessary to be able to understand the scope of the obligations they are assuming. The Notary will inform individually of the conditions of the mortgage loan that he is going to sign, and clarify all the doubts that he may have. The documentation that will have to be explained in the act prior to the formalization of the mortgage loan is the FEIN (European Standardized Information Sheet), the FIAE (Standardized Warning Sheet), a document that makes special reference to periodic installments in different scenarios evolution of interest rates, a copy of the draft contract, conditions of the insurance guarantees and a document that breaks down the expenses that correspond to the lender and those that correspond to the borrower.

It will be necessary to indicate the initial social capital of the Limited Company.

If the donation is to the children, it may be collatable in inheritance or attributable to the legitime, and it will have to be specified.

The habitability certificate is a document that guarantees compliance with the minimum levels of habitability required in a home. It certifies that the property meets minimum technical and hygienic-sanitary requirements. In addition, in newly built properties, this document guarantees that the mandatory quality controls in house construction are met.

The date of entry cannot be earlier than two months from the date of the deed. If the disbursement is not cash, the description and ownership of the property will have to be provided in the event that it is a contribution of real estate, and the description and valuation in the case of movable property.

It is a mandatory document to carry out the public deed of the company, in which it is certified that there is no other company with the same name.

It will have to be provided or not depending on the specific file. To find out if you have to contribute it, consult us.

It is a document carried out by competent technical professionals to determine the state of the building and guide the property in the actions to be carried out to fulfill the duty of conservation, maintenance and rehabilitation. To find out which homes are required to pass the technical inspection, click here.

The death certificate is the official document that certifies the death of a citizen. The Civil Registries or Spanish consulates are in charge of issuing it, and it contains the following information: the full name of the deceased and their parents, marital status, nationality, birth registration data, last address, day and place of death and place of burial.

The transferors of a private element must declare that they are up to date with the payments that correspond to them or, if applicable, they must specify those that are pending and must provide a certificate regarding the status of their debts with the community.

The energy efficiency certificate is a document that is issued once the conformity of the energy efficiency rating has been verified, a report that the certifying technicians have to write. This certificate provides useful information on the energy performance of the building or home that is rented or purchased. It also serves to offer the user options on how to improve energy efficiency, recommendations and an estimate of the investment payback periods. To find out which homes are required to pass the technical inspection, click here.

Document proving the place and date of birth

Certificate from the bank confirming that the mortgage loan has been repaid.

The certificate of last wills is the document that certifies the wills, codicils and succession agreements made by the deceased. Through the certificate, the heirs will be able to know where the last will was signed, which will be valid, and request an authorized copy of it at the relevant Notary. This document must be provided even if the heirs have this information, to guarantee that the inheritance is accepted with the last will granted.

You will have to request the bank certificates with the balances at the date of death of current accounts, shares, securities... from all the banking entities with which the deceased had a relationship. Each banking entity has its own procedure, but normally to access this information they will require the Death Certificate, the Last Wills Certificate and the authentic copy of the will.

If the credit institution requires the consumer to contract an insurance policy to guarantee compliance with the obligations of the contract, or to subscribe to a damage insurance with respect to the property subject to the mortgage and the rest of the insurance provided for in the market regulations mortgage, must deliver to the borrower in writing the conditions of the insurance guarantees required.

If they do not have an authentic copy of the deceased's testament, they will have to request it from the Notary's Office. To request an authentic copy, the Death Certificate and the Certificate of last wills are required. If the will is more than 25 years old, they will have to contact the Barcelona Notaries Association.

It must reflect the content of the information expressed in the three documents explained above. It must also include all the expenses associated with signing the contract.

In case the citizen has it.

It will only be necessary to provide it in cases where the intestate succession is opened, that is, in which the deceased has not made a will.

They will have to contribute to the Notary all the debts that the deceased had at the time of his death, which may be loans, the IBI, the income statement...

The passport or nationality document of the grantor's father and mother will be required to verify that the principles of duplicity of surnames and inalienability of paternal and maternal lines are respected.

This document will be provided in the case of a variable interest rate loan. It is a separate document with a special reference to the periodic payments to be paid by the borrower in different scenarios of interest rate evolution, a simulation of the mortgage payments according to the evolution of the interest rate in different scenarios.

In general, the expenses related to the notarial fees, management and registration of the guarantees in the property registry will be assumed by the bank. The borrower will have to assume the costs of the property appraisal and the appropriate copies of the public deed.

In case of holding Spanish nationality, it must be the DNI. If, on the other hand, you hold the nationality of another country, it must be the identity document of your nationality and, where appropriate, the NIE.

The National Identity Documents (NIE or passport where appropriate) of all the heirs and legatees of the deceased, as well as their personal data: marital status, profession and current address.

The National Identity Documents of all the partners and administrators of the Limited Company, as well as their personal data: marital status, profession and updated address.

In cases where intestate succession is opened, that is, in which the deceased has not made a will, two adult witnesses who have known the deceased (without being able to be relatives) will be required. Your personal data will be required: name, surnames, marital status, address and ID number Likewise, you will have to go to the Notary to sign the act of notoriety of the declaration of intestate heirs.

The deeds of all the assets or rights of the deceased will have to be submitted to the Notary in order to carry out the inventory.

We can prepare them from the Notary or you can provide them already prepared. If we prepare them ourselves, we will need to know the corporate purpose, the registered office and the start date of the activities.

It is the document that contains all the information regarding the loan, and that will be considered a binding offer during the time established in it. The FEIN must include, among other things: general information about the bank granting the mortgage, documentation on the credit intermediary, if any, the main characteristics of the loan such as the total amount of the loan, the interest rate applied and how This is deducted from the capital through the amortization tables, information regarding the frequency and number of total loan payments, the amount of the monthly installments and their variation depending on the interest rate, the data on the conditions of early repayment , information on how and where you can claim and the consequences of not complying with the provisions of the loan

It is a complementary document to the FEIN that has the objective of expanding information in relation to the most relevant and transcendent clauses. Information must be given, among others, on the clauses relating to the limitation of the drop in variability of the interest rate (the famous floor clauses), the possibility of early maturity and the costs that it would entail, the implications on the monthly installment of a rise in the interest rate if or the risks of loans in foreign currency.

An invoice for burial and funeral and last will expenses will have to be provided only in those cases in which the deceased was not covered by insurance.

Document that establishes the price at which the property is appraised.

It will only be necessary to provide it in cases where the intestate succession is opened, that is, in which the deceased has not made a will.

In those deeds in which there is a consideration in money or sign that represents it, the means of payment used by the parties must be identified. It must be identified if the price was received before or at the time of execution of the deed, the amount of the consideration and in what form of payment it is made: 1- Cash: If one of the parties is an entrepreneur or professional, the amount maximum to pay in cash will be 2.500? if they act as an entrepreneur or professional and 15.000? if you do not have a fiscal domicile in Spain and do not act as a businessperson or professional.

If you do not have a simple copy of the deed. This simple informative note contains a description of the property, who owns it and the charges, encumbrances or liquidations that the property may have.

Driving license that certifies the type of authorized vehicles.

In a transfer of real estate, the selling party must provide the supporting documents of the payment of the tax, to check if they have been satisfied. The notary can verify it, in some cases, by obtaining telematic information from the competent administrative entity or body where the subject property is located. However, he can only do so in those municipalities where there is an agreement between the City Council and the Notarial College.

It will not be possible to initiate the procedure without the decision granting nationality.

Whether it will be a single administrator, several joint and several, several joint ventures or the Board of Directors. If it is a Board of Directors, inform who will be the President, Secretary and Members.

The most common is that it is an authorized copy of a notarial deed (sale, acceptance of inheritance, liquidation of estates...) but it can also be a final judicial divorce decree, for example, or an administrative property reorganization file.